• Success Stories

  • Mortage Lenders
    Successes by Lender and State

    Marcine was approved for a trial plan. The original payment was $947.52 and it was modified to $768.89 and this is a savings of $178.63 per month. The interest rate is projected to decrease from 5% to 4%. The client is happy with this plan.

    Julie received a modification that lowered her payment from $2896.00 per month to $1833.01 per month. This is a reduction of $1062.99 every month!.

    Roy was Approved for a Fannie Mae Loan Modification; Old $1107.00, New $1215.08 (insurance included), Old Rate: 4.52%, New Rate: 4.625%

    Deborah was approved for a Fannie Mae Mod, Old: $677.07, New: $656.20 (escrowed), Rate remained at 6.875%, file was brought current after being behind for 6 months.

    Cheri & Christopher brought current and reduced payment by $330.91

    Debra is saving $950.72 every month. Her payment was lowered from $2041.06 to $1090.34. This a monthly savings of roughly 47%!

    Leon was out of work for some time due to medical issues, which caused him to fall behind. His original payment was $1019.74. His new payment is $1062.75. Even with the increased payment, Leon was very happy to be able to begin making payments again and be able to remain in his home.

    James fell a year behind after some unexpected expenses cropped up. His payment was raised slightly from $578.41 to $589.66, but he was able to remain in his home and prevent foreclosure.

    Samuel’s payment dropped from $1555.43 to $1453.80, saving him $101.63 a month.


    Beverly was initially paying $794.55. Her payment after modification is $613.48, saving her $181.07 every month.

    William’s payment fell from $959.65 to $714.02, saving him $245.63 each month.

    Lloyd and Tracey were paying $1045.17 each month on their mortgage. Their modification gave them three options of what they could be paying, depending on the term of the loan. Their options were a 480 month term with a payment of $702.96, a 360 month term with a payment of $744.63, or a 280 month term with a payment of $835.07. No matter their choice, they save a minimum of $210.10 each month!

    Samuel fell almost a year behind due to some unexpected medical expenses. His payment fell from $1,279.07 to $1144.47, saving him $134.60 every month.


    Yolanda was paying $813.82 on her mortgage each month. She is now paying $746.32, saving her $67.50 each month.

    These testimonials or endorsements do not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter.

    Attorney Loan Modifications is not affiliated with the government, and our service is not affiliated by the government or your lender. 16 CFR 322.4(a)(1). The information provided in connection with foreclosure defense on this website should not be construed as legal advice. Past performance is not indicative of future results. While this firm will be working on your case ancillary work may be performed by other attorneys.

    Loan Modifications and Federal Services. In order to comply with various federal and state laws, Consumer Defense may only submit a Qualified Written Request pursuant to federal law, including the Truth in Lending Act (TILA) 15 U.S.C. § 1601, et seq., the Fair Debt Collection Practices Act (FDCPA) and the Real Estate Settlement Procedures Act (RESPA), codified as Title 12 § 2605 (e)(1)(B) and Reg. X § 3500.21(f)2 of the United States Code, and provide federal review and monitoring of the client’s file for federal compliance (not state) purposes. Other than providing federal support as stated above, Consumer Defense cannot and will not assist with loan modifications, debt negotiation, and similar services. All loan modification, debt negotiation, and similar services, if any, will be submitted to Consumer Defense or other qualified non-profit corporation or local attorney.

    No Guarantee. These testimonials or endorsements on this website do not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter or the scope of services now provided by Consumer Defense. We welcome your legal inquiries and look forward to hearing from you. Please contact us online or at (888) 980-7457 to set up a FREE CONSULTATION.

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