• Success Stories

  • Mortage Lenders
    Successes by Lender and State
    Caliber Home Loans

    Debrah and Robert came to us when their home was in an active foreclosure requesting that we help bring them current on their loan and prevent sale. They were approved for a Freddie Mac Exception Modification that will bring them current and out of foreclosure.


    Marty was approved for a HAMP Modification, Old: $2,996.31, New: $2,706.28, a savings of $290.03 a month. The rate was reduced from 10.6% to 7.6%, The Modification brought the loan current after a past due of $246,237.46, 60 payments behind.


    Payment reduced from $895.74 to $845.69, a savings of $50.05 a month but will bring her current and allow her to start to make payments again. Interest rate will remain at 9.0%. Karen was not able to make a payment for 15 months due to losing a lot of income because her husband had passed away.


    Approved for 5 year short-term mod., Oldt: $1,214.56, New: $801.28; Old rate: 11%, New rate: 4.5%; Principal Balance: $83,066.98, $25,424.76 was deferred.

    New Jersey

    Karen was Approved for 5yr interest-only loan, IR 4.035%, mortgage $893.38, ancillary $438.13, total payment $1,331.51


    Allen was approved for a Interest Only Modification, Old: $1,089.00, New: $446.63, a reduction of $642.37 a month, rate down from 8.4% to 4.0%, Allen was 15 months past due.

    North Carolina

    Sherry was almost 2 years behind after losing income due to the economy. Her modification brought her current, and lowered her payment by $99.14 each month, down to $403.23 from her original payment of $502.37.


    Jocelyn is saving $667.24 per month. Her payment was lowered from $1601.80 to $934.56.


    Tyronza was paying $1069.87 each month. He is now paying $688.16 each month, saving him $381.71.


    Stephen fell behind due to a loss of income and an increase in expenses due to some health issues. He was able to become current after falling almost 2 years behind, and is able to save $185.56 each month as his payment was lowered from $1,379.00 to $1193.44.


    Sandra was paying $855.33 each month on her mortgage, plus $88.17 on her taxes, and had an interest rate of 9.990%. Modification lowered her interest rate to 4.00%, and saved her $158.48 each month with a payment of $785.02, which includes her taxes.

    These testimonials or endorsements do not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter.

    Attorney Loan Modifications is not affiliated with the government, and our service is not affiliated by the government or your lender. 16 CFR 322.4(a)(1). The information provided in connection with foreclosure defense on this website should not be construed as legal advice. Past performance is not indicative of future results. While this firm will be working on your case ancillary work may be performed by other attorneys.

    Loan Modifications and Federal Services. In order to comply with various federal and state laws, Consumer Defense may only submit a Qualified Written Request pursuant to federal law, including the Truth in Lending Act (TILA) 15 U.S.C. § 1601, et seq., the Fair Debt Collection Practices Act (FDCPA) and the Real Estate Settlement Procedures Act (RESPA), codified as Title 12 § 2605 (e)(1)(B) and Reg. X § 3500.21(f)2 of the United States Code, and provide federal review and monitoring of the client’s file for federal compliance (not state) purposes. Other than providing federal support as stated above, Consumer Defense cannot and will not assist with loan modifications, debt negotiation, and similar services. All loan modification, debt negotiation, and similar services, if any, will be submitted to Consumer Defense or other qualified non-profit corporation or local attorney.

    No Guarantee. These testimonials or endorsements on this website do not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter or the scope of services now provided by Consumer Defense. We welcome your legal inquiries and look forward to hearing from you. Please contact us online or at (888) 980-7457 to set up a FREE CONSULTATION.

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